Claims Reserving
& Financial
Reconciliation
Peraison partnered with Thomas Miller to streamline finance operations across premiums, claims, and reserves for P&I clubs and specialty risks including marine hull and offshore energy.
Fragmented data and spreadsheet-led reconciliations were slowing month-end close, limiting visibility, and making long-tail claims forecasting difficult in volatile market conditions.
We delivered a unified analytics capability that integrated premiums, claims, reserves, and investment data into consistent definitions, then automated matching, data quality checks, and exception-led workflows to remove manual effort and improve control.
The result was improved reserving and forecasting accuracy, a single trusted view for finance, executives, and risk teams, and clearer insight into exposures to support stronger capital allocation and regulatory reporting.
Faster close with less manual effort
Reduced spreadsheet dependency through automated reconciliations and exception-led workflows; accelerating month-end processes and improving operational efficiency.
Improved reserving accuracy & capital confidence
Strengthened claims reserving and forecasting for large, long-tail claims, helping optimise capital allocation and reduce volatility in financial outcomes.
Stronger control, reporting,& risk visibility
Established a single trusted view across premiums, claims, reserves, and exposures, reducing revenue leakage and improving regulatory reporting and risk oversight.
Modern Solutions for a changing Insurance landscape
Helping Insurance institutions
accelerate with data & AI
Modernise data foundations across policy, claims, billing, and digital channels to enable cloud adoption and AI readiness. Establish governed data products, reusable pipelines, and scalable platforms so underwriting, claims, and service teams can make faster decisions with trusted, current information.
Unify policyholder, broker, and channel data to improve acquisition, renewal, and retention. Build segmentation, propensity, churn, and next best action models that help teams target the right customers, support intermediary performance, and improve portfolio mix across products and customer segments.
Strengthen risk and compliance outcomes with embedded controls, auditable data, and clear lineage across key processes. Implement model governance, monitoring, and regulatory-aligned workflows to reduce operational risk, improve transparency, and support consistent compliance across jurisdictions and lines of business.
Reduce claims cycle time and improve customer outcomes by redesigning workflows and automating high-volume tasks. Apply intelligent triage, document processing, and exception-led handling to lower cost to serve, improve consistency, and free specialists to focus on complex claims and member support.
Improve underwriting discipline and pricing performance with better risk selection and portfolio visibility. Deploy analytics that monitor loss ratio drivers, exposure shifts, and performance by line, segment, and channel, enabling earlier intervention, stronger pricing adequacy, and more confident growth decisions.
Deliver trusted reporting that supports IFRS 17, solvency, reserving, and management performance needs. Reduce manual reconciliation through controlled data models, automated validation, and consistent definitions so finance and actuarial teams can close faster, explain movement, and report with confidence.
Deliver robust outcomes across policy, claims, and data platforms with modern architecture and stack-agnostic engineering. Use proven accelerators and delivery patterns to integrate core systems, uplift reliability and performance, and enable scalable capability that teams can own and extend.
Our Insurance stories & insights
Explore the real‑world impact of our work across financial services, with stories and insights that reveal how data, AI, and technology deliver measurable outcomes.
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